The government of India offers several loan schemes to support small industries. The Credit Guarantee Scheme for Micro and Small Enterprises (CGSMSE) provides collateral-free credit, while SIDBI’s Make in India Loan for Enterprises (SMILE) promotes innovation and skill development. The Pradhan Mantri Mudra Yojana (PMMY) offers unsecured loans up to ₹10 lakhs for businesses in the non-farm sector.