The Southeast Rural Community Assistance Project (SERCAP) recognizes the significance of small businesses in rural Virginia, constituting a majority of the state's economy. With over 800,000 small businesses in Virginia, contributing $6.9 billion in exports in 2021, SERCAP aims to address the capital challenges faced by these businesses. Lois Miller, SERCAP's small business loan manager, highlights their commitment to supporting small business growth by providing loans ranging from $5,000 to $100,000, featuring favorable terms. SERCAP's deadline for small business loan applications is Jan. 9, emphasizing immediate fund commitment, but ongoing opportunities and technical assistance are available. SERCAP operates in seven Southeastern states, striving to enhance the quality of life for low-income individuals and communities through various programs promoting water facilities, community development, environmental health, and economic self-sufficiency.