Too many people are afraid to engage with a professional financial advisor because they do not believe they have enough assets. But getting the right guidance can have the biggest impact on your long-term investment success. Finding an advisor who is open to working with clients with fewer assets is definitely a challenge. Clients with assets under $250,000 have a different range of financial needs than wealthier clients and will typically pay a higher fee for services. As assets grow, it is possible to reduce these fees over time. There are two fees that an investor will pay. As a smaller investor, you may need different services than a more affluent investor desires. Many financial advisors will offer an individualized financial plan included with their advisory fee, but as a smaller client, you may be asked to pay for the financial plan separately. In the beginning, you may not need as many services because you have fewer assets.