AI plays a crucial role in optimizing these embedded finance solutions. At GetVantage, we utilize AI to analyze business data effectively, enabling us to deliver personalized financing options based on real-time insights. Also, Interoperable Open Credit Enablement Network (OCEN) protocols further enhance this ecosystem by facilitating data sharing across platforms. This interoperability allows lenders to assess creditworthiness more accurately while providing MSMEs with access to a broader range of financial products tailored to their specific needs.