The banking industry is embracing biometric authentication, with 72% of customers comfortable with it. The sector is expected to reach nearly $9 billion by 2026, primarily using fingerprint and face recognition, which offer precision security. Face recognition utilizes computer vision to create a biometric template, measuring distinct facial characteristics for user authentication. Despite the security advantages, face recognition may exhibit higher false match rates for images of Black people and face challenges with identical twins. Banking customers prefer biometrics, with 58% expressing a preference over passwords. Biometrics eliminate the need for password memorization, offering speed, accuracy, and simplicity. Financial institutions like JP Morgan Chase and Visa are integrating biometric payments into their security measures to ensure user identification authenticity as biometric adoption grows.