Fintech startups in India are transforming business lending by offering accessible credit to MSMEs through technology-driven solutions. In 2024, the lending tech segment secured $1.7 billion, which is 68% of the total fintech funding. These startups utilize AI and digital platforms to provide faster and more flexible loan options. The government is supporting this push for financial inclusion by increasing credit guarantee coverage for startups and MSMEs. Inc42 has highlighted nine leading fintech startups driving this change.