Poonawalla Fincorp Limited (PFL) has unveiled an industry-first AI-powered underwriting solution. Developed in collaboration with the Indian Institute of Technology Bombay (IIT Bombay), this innovative solution integrates artificial intelligence with human intelligence to automate and streamline the credit evaluation process. It aims to accelerate credit decisions by ensuring an efficient, accurate, scalable, and risk-first approach. The AI solution integrates large language models (LLMs) and machine learning (ML) platforms to create an automated and intelligent credit decisioning system.