The Reserve Bank of India has unveiled its Public Tech Platform for Frictionless Credit to enhance credit access for MSMEs. The platform will streamline and enhance credit delivery by financial institutions and contribute to greater financial inclusion. The programme was unveiled by T. Rabi Sankar, Deputy Governor of RBI, who further highlighted its potential to revolutionise credit access for MSMEs. As reported by FE in August, the platform will focus on products such as Kisan credit card loans up to Rs 1.6 lakh per borrower, along with collateral-free MSME loans, dairy loans, personal loans, and home loans. The platform will provide satellite data, conduct PAN card validation, and enable Aadhar e-signing, among other things. It will be an end-to-end digital platform with an open architecture and open APIs and standards for lenders to connect seamlessly in a ‘plug and play’ model for a seamless flow of required digital information to them for frictionless credit delivery.