The SECURE 2.0 Act marked a significant step forward in encouraging small business owners to offer retirement savings plans; however, 65% still do not provide such plans to their employees. A joint survey conducted by the Capital Group and Escalent aimed to comprehend the motivations and barriers behind this trend. Post-SECURE 2.0, small business owners showed 7% increased interest in retirement plans, but implementation timelines appear prolonged due to company size, limited resources, and insufficient knowledge. The passage of the SECURE 2.0 Act has certainly brought progress, but small business owners seem to require further guidance to navigate the available benefits. Owners and employees share similar awareness of the Act, expressing a need for more retirement resources and financial support, and owners offering retirement plans better understand inflation impacts.