One of the most significant trends in the African payments sector is the increasing collaboration between banks and fintech companies. In many African countries, regulators are paying closer attention to new players in the sector. While fintech companies often lack the necessary licences to operate independently, banks can provide the necessary regulatory support with the end goal of offering a broader range of services to their customers. By working together, it can help promote financial inclusion and make digital payments more accessible and, crucially, more trusted. Also, to facilitate cross-border remittances, many companies are developing pool accounts that allow for instant remittances of funds. Further, QR payments are gaining traction in African markets. In the unique African context, customers must have full control over their money with seamless, interoperable, and user-friendly solutions; this is where Ukheshe and its strategic partnerships can make the biggest impact.