FBI Director Christopher Wray warns of escalated Chinese cyberattacks on U.S. infrastructure, labeling them a significant national security threat. He mentions Volt Typhoon, a Chinese hacking network found dormant in critical infrastructure, capable of causing disruption upon activation. Wray highlights China's placement of offensive weapons in U.S. infrastructure for potential future attacks. OpenAI and Microsoft thwart state-sponsored hackers, including Charcoal Typhoon linked to China, from misusing AI technology for malicious activities. Meanwhile, recent research by PYMNTS Intelligence finds that a notable number — 40% — of consumers want greater data protection when transacting online. 77% consider strong data security vital for using payment vaults, and 58% are inclined to do business with merchants offering such secure services.