The MSME unsecured loan portfolio of Godrej Capital, the financial arm of Godrej Group, has crossed INR 500 crore AUM. The company further aims to achieve an AUM of INR 1,000 crore for its unsecured portfolio by the end of FY24. Godrej Capital has over 2,500+ channel partners empaneled across markets and aims to grow its total partner base to 10,000 in the next two to three years. Tailored specifically for MSMEs, Godrej Capital launched its unsecured business loan product in April 2023. The business loan provides accessible financing options that address MSMEs' unique needs, like cash flow management, by offering innovative and flexible repayment options like 'Design your EMI' or DEMI. In addition to these, Godrej Capital offers a digitized process, quick sanction and disbursal, a longer tenure of up to 60 months, and rewards for timely repayments. Godrej Capital currently offers business loans across 31 markets.