The Indian government is considering a new strategy to combat online payment fraud by implementing a specific time frame for initial transactions exceeding ₹2,000 between two users. The proposed plan involves a four-hour window for the first transaction, allowing users to reverse or modify payments made to an unfamiliar recipient. This initiative is expected to cover various digital payment methods, including Unified Payments Interface (UPI), Immediate Payment Service (IMPS), and Real Time Gross Settlement (RTGS). Currently, users face limits like ₹5,000 within the first 24 hours for UPI accounts, and NEFT allows transfers up to ₹50,000 after activating a beneficiary. The plan will be discussed in a meeting involving the Reserve Bank of India, public and private banks, and technology conglomerates like Google to refine and assess its feasibility in preventing online payment fraud.