In the realm of B2B payments, challenges extend beyond payment methods to encompass a web of outdated processes. Analogous to a calm pond with a duck on the surface, B2B payments may appear serene, but beneath lies a tangle of inefficiencies from purchase requests to credit underwriting, invoice monitoring, payment collection, and account reconciliation. This article explores the transformative benefits of B2B payments, including improved AOV and LTV, and the potential to enhance customer loyalty and long-term relationships. Over 50% of buyers consider switching suppliers due to slow payment terms, highlighting the importance of a diverse payment experience in preventing lost sales. Lastly, Balance optimizes payment operations for businesses, bridging the credit gap and enabling onboarding of new customers, particularly for SMBs, to boost efficiency and revenue.